'Investors don't have to worry about underperformance in passive funds, which earn market-equivalent returns.'
Make sure buying a house won't lead to compromises on other crucial financial goals.
Since infrastructure projects have long gestation periods, investors need to enter them with a long horizon of at least 10 years.
At a time when investors are preferring higher-risk investment products like thematic and small-cap mutual fund (MF) schemes, some fund houses are exploring the possibility of going further down the market-capitalisation (m-cap) ladder to unearth newer investment opportunities. HDFC MF had filed papers with the capital markets regulator - the Securities and Exchange Board of India (Sebi) - earlier this year for an active micro-cap scheme. Some more fund houses are keen on launching such schemes, say industry observers.
Instead of only focusing on the tenure for which the best interest rate is available, investors should also focus on their own investment horizon.
Avoid discontinuing your SIPs. Persist for at least 7-10 years.
Producer Dinesh Vijan throws a success bash for his latest film Badlapur.
Buying or selling securities based on rumours about expected changes in tax rates or sectoral sops can backfire, advises Sarbajeet K Sen.
Silver, which is currently trading at Rs 68,453 per kilogram, has appreciated 21.7 per cent over the past three months. Investors, however, shouldn't get carried away by its recent performance and put their money in it. Instead, they should evaluate its pros and cons and then take a considered decision based on their risk appetite.
Remember, pension from EPS will be taxable at slab rate, reducing the post-tax income for people who remain in the higher tax brackets after retirement.
Avoid discontinuing your SIPs. Persist for at least 7-10 years.
While the purchases of celebrity investors become public knowledge, what is not known is the price point at which they bought them.
'The long maturity of these funds makes them well-suited for long-term financial goals such as saving for retirement or children's education or marriage.'
'Negotiate a longer agreement with the escalation clause fixed now.' 'This will enable you to control future cost increases.'
'Working with Papa was the toughest,' confesses Varun Dhawan.
Bollywood loves number games. And not just the rat race kind. There's a slew of movies with numbers in their title.
This sort of property is better suited for an investor rather than an end user.
The 69th Filmfare Awards, held in Gandhinagar, Gujarat on Sunday, saw cute moments on stage and on the red carpet.
Only investors who understand the significance of ESG investing should enter these funds for the long term, advises Sarbajeet K Sen.
In India, younger workers willing to work at lower salaries are easily available, so you could find yourself out of a job before 60. Therefore, save for retirement with urgency, advises Sanjay Kumar Singh.
Multi-asset funds offer exposure to gold, which tends to do well in times of geopolitical tensions and inflationary pressures, suggests Sanjay Kumar Singh.
Many retail investors, who are experiencing their first bear market, are shocked at the erosion in the value of their mutual fund (MF) portfolios. The pain is especially acute for those who had taken excessive exposure to sector/thematic and small-cap funds. Even international diversification has failed to stanch the bleed in this downturn.
'Comparing the rates of interest with PSU banks, the three- and five-year time deposit rates of the post office are more favourable.'
Rebalance your portfolio in case it has become overweight on equities vis-a-vis your strategic asset allocation.
Investors need to get the timing of entry and exit right to make money in thematic and sector funds, suggests Sarbajeet K Sen.
Before you invest, check the fund manager's track record in managing such a strategy, asserts Sarbajeet K Sen.
These funds have lowered the entry barrier for investors who can now invest with just Rs 5,000, points out Sanjay Kumar Singh.
Invest in liquid funds if you have a horizon of three months, ultra-short-term for six months, and low-duration funds for one year.
It's been a good year at the box office. Still, there were some rude shocks as well.
Genelia D'Souza and Riteish Deshmukh threw a birthday party for their son Riaan, who turned eight on November 25.
Ravi Shastri said that it was a touching moment for him to get bestowed with the Col CK Nayudu Lifetime Achievement Award.
Stick to low-cost ULIPs launched in the past few years. Go with an insurer with a good investment team and solid track record of long-term returns, suggests Sanjay Kumar Singh.
Sukanya Verma recaps all those events from 25 years ago.
The rupee depreciation will work in favour of students who are currently studying in the US and plan to secure a job that pays in dollars.
Treat silver as part of the procyclical or growth assets in your portfolio, advises Sanjay Kumar Singh.
Deepa Gahlot lists some 2023 movies that you need to watch if you haven't already.
Using snatches of a cult favourite or evergreen classic in its original form for action, comedy or romance can transform the entire vibe of a scene.
It is advisable to avoid a fund until it develops a track record.
Experts say this is a good time to buy a house for self-use, points out Sanjay Kumar Singh.
Deepa Gahlot picks the top 10 Karan Johar films -- some that he directed and others that he produced or co-produced -- that you can watch on steaming platforms.
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