The impact of currency depreciation can also be mitigated by holding a portion of your investment portfolio in dollar-denominated assets.
Over 87 per cent of active large-cap schemes failed to outperform the benchmark S&P BSE 100 (total return) in the 2022 calendar year (CY), significantly higher than the 2021 figure of 50 per cent, shows a report by S&P Dow Jones Indices. During the three-year period (CY 2020, '21, '22), the percentage of schemes underperforming the index was even higher at 97 per cent. While active large-cap schemes generally find it tough to outperform due to a rising efficiency in the market, 2022 proved to be even more challenging as mid-cap and small-cap stocks (where they have some allocation) performed poorly vis-a-vis the large-caps.
Fund managers often find themselves selling bonds at prices below their fair value to meet redemption demands. Investors are the ultimate losers in this. CDMDF aims to remedy this by stepping in and purchasing securities at their fair value in such times.
A portfolio can be rebalanced by either selling a portion of the outperforming asset class or by buying more of the underperforming asset class.
A summary of Friday's action in the Ranji Trophy matches across the country.
Not just unclaimed bank deposits, there are thousands of crores of rupees locked in unclaimed shares and insurance policies lying with many institutions across India.
Producer Dinesh Vijan throws a success bash for his latest film Badlapur.
Don't exit from growth-style funds as they may benefit next from a shift in investor preference.
All employees should supplement the employer-sponsored health cover with a personal cover.
Make sure buying a house won't lead to compromises on other crucial financial goals.
'Investors don't have to worry about underperformance in passive funds, which earn market-equivalent returns.'
Since infrastructure projects have long gestation periods, investors need to enter them with a long horizon of at least 10 years.
Film folk wore their prettiest saris and smartest suits for a grand wedding reception held over the weekend.
Buying or selling securities based on rumours about expected changes in tax rates or sectoral sops can backfire, advises Sarbajeet K Sen.
'Working with Papa was the toughest,' confesses Varun Dhawan.
At a time when investors are preferring higher-risk investment products like thematic and small-cap mutual fund (MF) schemes, some fund houses are exploring the possibility of going further down the market-capitalisation (m-cap) ladder to unearth newer investment opportunities. HDFC MF had filed papers with the capital markets regulator - the Securities and Exchange Board of India (Sebi) - earlier this year for an active micro-cap scheme. Some more fund houses are keen on launching such schemes, say industry observers.
Rajasthan's Mahipal Lomror put the IPL franchises on alert ahead of the mega auction with a sensational triple hundred comprising a staggering 13 sixes and 25 fours in their Ranji Trophy Group B match against Uttarakhand here on Thursday.
Instead of only focusing on the tenure for which the best interest rate is available, investors should also focus on their own investment horizon.
Avoid discontinuing your SIPs. Persist for at least 7-10 years.
'It makes sense to have gold in one's portfolio keeping the political and economic risks of 2024 in mind.'
Like Mr And Mrs Mahi, which captures the triumph of spirit of a husband and wife, there are quite a few instances of directors opting for a Mr and Mrs brand of title to describe the essence of their story.
While the purchases of celebrity investors become public knowledge, what is not known is the price point at which they bought them.
Silver, which is currently trading at Rs 68,453 per kilogram, has appreciated 21.7 per cent over the past three months. Investors, however, shouldn't get carried away by its recent performance and put their money in it. Instead, they should evaluate its pros and cons and then take a considered decision based on their risk appetite.
Only investors who understand the significance of ESG investing should enter these funds for the long term, advises Sarbajeet K Sen.
In India, younger workers willing to work at lower salaries are easily available, so you could find yourself out of a job before 60. Therefore, save for retirement with urgency, advises Sanjay Kumar Singh.
Remember, pension from EPS will be taxable at slab rate, reducing the post-tax income for people who remain in the higher tax brackets after retirement.
Avoid discontinuing your SIPs. Persist for at least 7-10 years.
'The long maturity of these funds makes them well-suited for long-term financial goals such as saving for retirement or children's education or marriage.'
Multi-asset funds offer exposure to gold, which tends to do well in times of geopolitical tensions and inflationary pressures, suggests Sanjay Kumar Singh.
'Negotiate a longer agreement with the escalation clause fixed now.' 'This will enable you to control future cost increases.'
Many retail investors, who are experiencing their first bear market, are shocked at the erosion in the value of their mutual fund (MF) portfolios. The pain is especially acute for those who had taken excessive exposure to sector/thematic and small-cap funds. Even international diversification has failed to stanch the bleed in this downturn.
Before you invest, check the fund manager's track record in managing such a strategy, asserts Sarbajeet K Sen.
This sort of property is better suited for an investor rather than an end user.
Investors need to get the timing of entry and exit right to make money in thematic and sector funds, suggests Sarbajeet K Sen.
'Comparing the rates of interest with PSU banks, the three- and five-year time deposit rates of the post office are more favourable.'
Invest in liquid funds if you have a horizon of three months, ultra-short-term for six months, and low-duration funds for one year.
These funds have lowered the entry barrier for investors who can now invest with just Rs 5,000, points out Sanjay Kumar Singh.
Rebalance your portfolio in case it has become overweight on equities vis-a-vis your strategic asset allocation.
The 69th Filmfare Awards, held in Gandhinagar, Gujarat on Sunday, saw cute moments on stage and on the red carpet.
Bollywood loves number games. And not just the rat race kind. There's a slew of movies with numbers in their title.
